Best Pet Insurance 2025
Cover anything from unexpected emergencies to routine check ups with the best pet insurance for dogs and cats. Get a personalized pet insurance Florida quote today and save thousands on costly vet bills.
- 30-Day Money-Back Guarantee*
- Up to 90% reimbursement on eligible vet bills, including accident and illness
- Multi-pet discount & access to 24/7 vet helpline
- Visit any U.S. licensed veterinarian or specialist
- *Subject to terms and conditions
- Exam Fees Covered + 10% Multi-Pet Discount
- Up to 90% Cash Back at Any US Vet
- Complete Coverage, Accident-Only & Preventive Care
- Behavioral Issues, Dental & Hereditary Conditions
- Customizeable Plans to Fit Your Budget
- Progressive Pet Insurance by Pets Best
- Protect your wallet from unexpected veterinary costs
- Get coverage for accidents, illnesses, hospitalization, surgeries, & more
- Plans are flexible & can cover up to 90% of your vet bills
- Get up to 90% back at any vet
- Benefits up to $30K/yr
- Comprehensive illness & accident coverage – no levels
- Optional wellness plan covers routine veterinary, grooming, & training costs
- Customizable annual deductible, annual limit, & reimbursement percentage
- Pet insurance’s only diminishing deductible feature
- Get Up to 90% Cash Back on Eligible Vet Bills
- Coverage for Routine Wellness, Accidents & Illnesses
- No Upper Age Limits or Breed Exclusions
- Annual Limit of $10K, $20k or Unlimited For Dogs
- Save on exams, vaccines & routine care
- Go to any licensed vet in the US
- Flexibilty to reduce coverage mid-term
- No waiting period for accidents
- Coverage for recurring conditions*
*Not available in all states.
- #1-Rated Pet Insurance on Trustpilot (4.8/5)
- 75% of Claims Processed in 24-Hours
- Free 24-7 Live Vet Chat for All Policyholders
- Visit any Licensed Veterinarian in the U.S.
- 30-Day Money-Back Guarantee
- 30-Day Money-Back Guarantee*
- Up to 90% reimbursement on eligible vet bills, including accident and illness
- Multi-pet discount & access to 24/7 vet helpline
- Visit any U.S. licensed veterinarian or specialist
- *Subject to terms and conditions
What is the best pet insurance for dogs and cats?
The best pet insurance offers comprehensive coverage for accidents, illnesses, and routine care, with flexible plans to fit any budget. Look for a top rated pet insurance provider with a high reimbursement rate, low deductibles, and no caps on payouts. Quick claim processing and excellent customer service are also key factors. Ensure the policy covers breed-specific conditions and provides options for wellness coverage to keep your pet healthy. Compare pet health insurance plans and choose the best dog insurance or cat insurance from the trusted providers above.
How does pet insurance work?
Medical insurance for dogs and cats helps cover your furry friend's medical expenses. You pay a monthly premium, and when your pet needs care, you can visit any licensed vet and pay the bill. Then, you submit a claim to your insurance provider who reimburses you for a portion of the costs based on your policy's coverage and deductible.
Is pet insurance worth it?
Pet health insurance can be worth it for many pet owners, as it helps cover unexpected veterinary costs. By paying a monthly premium, you can save significantly on expensive treatments. For instance, pet surgeries can cost over $5,000, while cancer treatments can exceed $10,000. With medical insurance for pets, you could be reimbursed for up to 90% of these costs. Pet insurance ensures your pet gets the necessary treatments and the best possible care, without having to make tough decisions based on cost.